Market Moves Impacting Interest Rates

Catch My Latest Updates: Every week, I share valuable insights and updates about the mortgage market. You can watch these updates right here or follow along on my social media channels for more interactive content:

Understanding Mortgage Rates: It's important to note that the average rates displayed on our site are based on the OBMMI™ methodology. This method takes the average rate of all appropriate locks locked through the Optimal Blue product eligibility and pricing engine on a given day. However, these averages do not account for rates that are bought down. Therefore, they might not accurately represent Par rates (rates with no discount points).

Personalized Rate Information: Every homebuyer's situation is unique, and so is the rate they qualify for. If you're looking for personalized rate information that takes into account your specific circumstances, don't hesitate to reach out to me. I'm here to provide you with tailored advice and help you understand how rate buy-downs can impact your mortgage.

Reviews

"Fairway helped my husband and I buy our first home. They made the purchasing process literate. Not only did they push to get us a historically low interest rate, but they gave us a $10k incentive for closing costs. That alone is worthy of a five star review. As a bonus, the staff are very friendly and personable. Looking forward to working with them on the purchase of our second home."

gillian dean

"We worked with Goldberg Team on our first home and we have a very smooth and stress free experience with them. Will choose to work with them again if we ever need home loan."

claudia quilitorio

"Brandon and team worked closely with me to address all aspects of my loan application and shepherd me through the loan approval process. Great customer service here!"

marlon pangilinan

"Outstanding Customer service from beginning to end. The team was always available whenever I have question and were very knowledgeable."

onat

"Greatest loan experience ever!! Absolutely seemless and worry free experience."

keith m

"Goldberg Team is great!! I had a great experience with them on my first home in California!"

lal bahadur

"Irwin and his team always kept me updated about the progress of my loan and answered any questions I had. They made things easy for me and helped me at every turn and/or bump."

crtny s

"Answered all of our questions! Very responsive and organized!"

michelle ibarra

"Irwin and Adam were amazing! We are thrilled with the service and pleasant relationship they created! They went above and beyond and worked beautifully with us to assure we closed on time and helped us to realize our dream of buying a new custom home. We both highly recommend Irwin and his team! Additionally they follow up and provide great updates on value of our property!"

pamela benson